An agreement that transfers insurance policy rights or benefits from the policyholder to a third party, such as a contractor or medical provider, allowing them to bill and be paid directly by the insurer.
Legal documents that establish a condominium and outline the rights, responsibilities, restrictions, and obligations of the unit owners and the condominium association
A legal principle that prevents a person from asserting something contrary to what they had previously implied or stated by their words or conduct, especially when another person has relied on that representation to their detriment.
Intentional deception or misrepresentation made for personal gain or to cause harm or loss to another person, often involving false statements, concealment of facts, or misleading conduct.
Money awarded to compensate for actual losses or injuries suffered.
An insurance policy or benefit plan that provides income replacement to an individual who is unable to work for an extended period due to a qualifying illness or injury.
Benefits paid directly to the policyholder by their own insurance company, regardless of who is at fault for an accident or loss. Examples include medical payments coverage (MedPay), personal injury protection (PIP) in no-fault states, and collision/comprehensive coverage
Payments provided by government programs (like Social Security Disability Insurance – SSDI) or private insurance policies to individuals who are unable to work due to a qualifying illness or injury.
A payment or service provided under the terms of an insurance policy, government program (like Social Security Disability), or employee plan (like workers’ compensation or disability benefits).
Insurance coverage that protects the insured against financial loss if they cause injury or damage to another person or their property while operating a vehicle. It typically includes bodily injury liability and property damage liability
