Disabling Conditions
Medical conditions, whether physical or mental, that significantly limit a person’s ability to perform major life activities, including work.
January 22, 2026
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Author: Collision Law Group
Deposition
Out-of-court sworn testimony of a witness or party, taken down in writing by a court reporter, used for discovery or at trial.
January 22, 2026
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Compulsory Medical Examination (CME)
A medical examination that a person involved in a personal injury lawsuit (usually the plaintiff) is required to undergo by a doctor chosen by the opposing party (usually the defendant’s insurer). Also known as an Independent Medical Examination (IME).
January 22, 2026
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Partial Disability
A condition where an individual is not totally disabled but is limited in their ability to perform some of their job duties or can only work part-time due to an injury or illness.
January 22, 2026
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Bodily Injury (BI)
Physical harm, sickness, disease, or death sustained by a person. In insurance, it refers to harm caused to someone else for which the insured may be liable.
January 22, 2026
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Actual Cash Value (ACV)
The value of damaged or destroyed property at the time of the loss. It is typically calculated as the replacement cost minus depreciation due to age, wear and tear, and obsolescence.
January 22, 2026
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Lost Wages
Income that an individual is unable to earn because of injuries sustained due to another’s wrongful act, or time taken off work for medical treatment or recovery.
January 22, 2026
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Damages
Monetary compensation awarded by a court to a person who has suffered loss or injury due to the unlawful act or negligence of another.
January 22, 2026
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Admissibility of Evidence
The legal determination of whether a piece of evidence can be presented and considered by a judge or jury in a court proceeding, based on rules of relevance, reliability, and fairness.
January 22, 2026
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January 22, 2026
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