Assumption of Risk
A defense in tort law where a plaintiff knowingly and voluntarily assumes the risk of injury from a known danger.
January 22, 2026
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Author: Collision Law Group
Act of God
An event caused by natural forces that is beyond human control and could not have been prevented by reasonable foresight or care.
January 22, 2026
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Compensation (General Term)
Something, typically money, awarded to someone in recognition of loss, suffering, or injury.
January 22, 2026
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Causation
The direct link between an act of negligence and the injury or harm suffered; a key element in proving liability.
January 22, 2026
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Direct-Action Lawsuit
A lawsuit in which the plaintiff sues the defendant’s insurance company directly, rather than (or in addition to) suing the defendant personally. This is only permitted in some jurisdictions and under specific circumstances.
January 22, 2026
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Declaratory Judgment
A binding judgment from a court defining the legal relationship between parties and their rights in a matter before any specific
January 22, 2026
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Act of God
An event caused by natural forces that is beyond human control and could not have been prevented by reasonable foresight or care.
January 22, 2026
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Accident Report
An official document, typically prepared by a police officer, detailing the circumstances, individuals, vehicles, and any initial findings related to a traffic accident.
January 22, 2026
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Bad Drug
A medication that causes harmful side effects or injuries not adequately warned about by the manufacturer, potentially leading to product liability claims.
January 22, 2026
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Assignment of Benefits (AOB)
An agreement that transfers insurance policy rights or benefits from the policyholder to a third party, such as a contractor or medical provider, allowing them to bill and be paid directly by the insurer.
January 22, 2026
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